Spring cleaning doesn’t always mean just cleaning out your closet or tidying up your office space, darlings. It is healthy to take a close-up look at our relationships, to rid of any negative energy around us, and to spend a little more time pampering ourselves. Sometimes it is only then that we feel truly refreshed […]

A World of Yes! One of the conversations that Billy and I have often is how our chosen lifestyle makes us privy to opportunities. We remind ourselves that we take this vista of potential for granted much of the time. But every once in a while, it strikes us how circumstances can be rearranged in […]

  We have the best of both worlds.  Billy and I often leave the US for months at a time to visit exotic locations. We set up a home base on the other side of the globe and settle into the local community. Then, due to visa restrictions or a desire to see family and […]

  In preparing for a retirement overseas, we would wager that most people occupy themselves with the practical concerns of residential visas, banking, owning property, finding a doctor they like, medical care that they can afford and dealing with any language barriers. These are pragmatic matters with realistic solutions, and we say that these areas […]

Getting your house in order for retirement or financial independence is not that difficult. However, many investment professionals, journalists and commentators seem to complicate the issue to the point that we can’t even understand it. Safe withdrawal rates, stocks, bonds, balanced funds, commodities, options, laddered portfolios, annuities, offshore accounts, hedge funds … are you kidding? […]