In preparing for a retirement overseas, we would wager that most people occupy themselves with the practical concerns of residential visas, banking, owning property, finding a doctor they like, medical care that they can afford and dealing with any language barriers. These are pragmatic matters with realistic solutions, and we say that these areas […]

Getting your house in order for retirement or financial independence is not that difficult. However, many investment professionals, journalists and commentators seem to complicate the issue to the point that we can’t even understand it. Safe withdrawal rates, stocks, bonds, balanced funds, commodities, options, laddered portfolios, annuities, offshore accounts, hedge funds … are you kidding? […]

Some say it’s impossible. Others simply dismiss the notion outright, even if they are curious. How do we live on less than $30,000 per year while traveling through Thailand, Vietnam, Mexico, Central America and other exotic locations? We don’t give up luxury, nor do we deprive ourselves. Rather, we are retiring for less. So what […]

It’s a common theme. Much of the mail we get from our readers and those who enjoy our website speaks about the fear that holds them back from letting go of the life they know and moving forward into the retirement of their dreams. The reasons cited can vary from healthcare questions to not knowing […]

My musings today, darlings, take on the unacceptable behavior of adult men and women who find nothing wrong with telling lies. You can be sure our grandchildren, so impressionable, are taking this in with the rest of the world. These lies are known to the public as “fake news.” It is a most hateful and bitter dialogue, filled with untruths. Some of the so-called “leaders” of our country care not about our young people. Their negative […]